Real rates compared. Eligibility checked. No guesswork.
It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.
Ideal for those seeking quick access to funds and who may have building credit profiles.
Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.
Best for homeowners needing funds for significant renovations or improvements.
Novuna's home improvement loan features a flexible borrowing range, but with APRs from 4.9% to 14.9%, costs can escalate significantly for longer terms. This loan suits homeowners with good credit looking for substantial amounts.
People locked out of mainstream lending who need a small emergency sum quickly.
This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.
Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.
MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.
These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.
This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
The Danske Bank Fixed Rate Personal Loan offers a competitive APR range, making it a viable option for borrowers seeking stability in repayments.
This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.
Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.
Ideal for existing Nectar cardholders looking to earn rewards while securing a loan.
Sainsbury's Bank offers competitive personal loans with straightforward terms and the added bonus of Nectar points for cardholders.
It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.
Borrowers with excellent credit looking for larger loans (£7k+) at top-tier rates.
Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.
This service is best for those who need fast financing for a vehicle and have a clear repayment plan.
CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.
This service is best for individuals who need face-to-face support and have credit challenges, allowing them to borrow between £1,000 and £15,000.
Everyday Loans offers a viable option for those with less-than-perfect credit seeking personal loans. However, the high APR rates warrant careful consideration.
Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.
This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.
Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.
This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.
Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.
Borrowers who want a competitive rate from a trusted (if unexpected) brand.
Quietly competitive — often overlooked but rates are genuinely fair. Underwritten by Bank of Ireland, so it's solid.
Best suited for UK residents looking for competitive rates on car loans with access to various lenders.
Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.
Existing Santander 1-2-3 World customers who want to keep banking under one roof.
Decent rates, especially if you already have a 1-2-3 current account. Otherwise nothing remarkable compared to the Big Four.
Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.